Financial Inclusion – access to financial services by all – has a direct correlation to poverty. It has become an essential component of policy making world over.
Prof Sriram’s book “Talking Financial Inclusion in Liberalised India” looks at how RBI and its Governors took initiatives in furthering the agenda of financial inclusion.
The talk starts with a broad-brush picture of how inclusive finance evolved, it will cover the entry of private sector into the financial inclusion agenda post liberalisation. The mission mode implementation of Jan Dhan by the present Government as an instrument of inclusive finance will be discussed.
M S Sriram, Prof
Professor M S Sriram is currently Visiting Faculty at IIM Bangalore. He is also a Distinguished Fellow at the Institute for Development of Research in Banking Technology, Hyderabad – an institute set up by the Reserve Bank of India. Prior to this he was the ICICI Bank Lalita D Gupte Chair professor in Microfinance at the Indian Institute of Management, Ahmedabad. He has been Visiting Professor, at Centre Emile Bernheim, Solvay Brussels School of Economics and Management, Brussels, Belgium and IIMs in Udaipur and Visakhapatnam. He is a graduate from Institute of Rural Management Anand and completed his doctoral studies at the Indian Institute of Management, Bangalore.
Sriram has served as an expert on several expert committees: Task Force on revival of Rural Cooperative Credit Institutions [Vaidyanathan Committee]; Expert Committee on Kerala Cooperative Bank (as Chair); External Advisory Committee of the RBI for licencing Small Finance Banks; The Financial Inclusion Advisory Committee of RBI. He is currently on the board of Institute of Rural Management, Anand and a Trustee of Dastkar Andhra. His book “Talking Financial Inclusion in Liberalised India: Conversations with Governors of RBI” is based on detailed conversations with RBI Governors to understand the evolution of policies on Financial Inclusion. He is also translating the autobiography of Dr. Reddy from Telugu to Kannada.
In addition to the above, Sriram has been a writer in Kannada. He has five books of fiction and four books of essays to his credit. He won the Masti Kannada Seva Nidhi Award for his first manuscript Mayadarpana and the Karnataka Sahitya Academy Award for his work of fiction Salman Khanana DifficultiesU in 2014 and for his collection of essays Arthartha in 2015.